Legit and fair ($250+ won)
Tue Jul 29 2025 TurquoiseRoomI never spend money on games like this or any game for that matter, I started off just using the daily streak prizes to make money, I’d make a few bucks and lose it till I got the hang of it, decided to buy $5 worth of YC (yotta cash, the money redeemable for real money, 1YC = $1USD) and with that five dollars over the course of half an hour I went up and down up and down playing moonshot, once I got the hang of it completely and started playing smart I instantly turned a $10 bet into a $114 prize, with that $114 won I used $10 of it and not even 10 minutes later made ANOTHER $157 and decided to cash out, I cashed out half directly to my bank, and the other half directly to my crypto wallet, I haven’t received my funds yet but that’s because I still have to wait, for my bank transfer it was estimated to be about 2 weeks, and the crypto was about 5 days, I still have 2 days till I receive my first chunk but I will say they’re legit and have seen people cash out and receive their money. The apps fun, it’s legit, you can make good money, you don’t even gotta put your own money in if you don’t want to and still win real money, or play for fun with the no value currency (tokens)
Overall the app is great and definitely will keep using it and keep investing my time and money into it.
This is legit!
Sat Nov 02 2024 Conrad187I had my doubts by reviews here, but, since my experience here I have no complaints. I invested $10 and played slots. I just played 5 cents a spin on a joker slot. It gave me lots of playing time and I eventually won a couple jackpots that got me to the $50 cash out minimum. After the verification process, they told me a payout date approximately 10 days from the cash out. I was really skeptical at this point but was patient. Well, it was only 7 days later I received the money in my bank account! I reinvested $10 more and won again! Went to withdraw, again, about 7 days. I’m gonna keep playing this. My advice: play this (free or invest), and stay away from the games that have that fat lady and the balding but white hair guy that advertises a game that isn’t even the one they make you download, not to mention disappear from the app stores without warning. (those of you who have seen these ads know what I’m talking about) Now I’m not guaranteeing you won’t have issues, this is from my own experiences. Like any game, it comes with risks. And everyone’s experiences will vary. Good luck and have fun!
Fun and risk free
Sun Mar 13 2022 Love everything pinterestMy ex husband has a gambling problem but this makes it so he isn’t risking anything! But is instead saving money with an added perk! Absolutely perfect! So Much fun! Any money deposited gets you more lottery tickets but even if you don’t win, you keep the money you invested that got you tickets! So it’s literally a win…with a chance at a Win-WIN!! 👍🏻❤️ This is a genius idea for whoever came up with it. It helps those who would love to win the lottery to do so in a not just a safe risk free way, but in a way that actually HELPS you. So cool! I sent it to my ex-husband who is now sober and doing well and told him he can do this instead of gambling ever again because it will help him save money with a chance to win a bunch of money, but he won’t lose the money he deposits! I wish this existed 6 years ago, the amount he spent gambling and buying lotto tickets back then…we would still have and it would be more than enough for us to put a down payment on a different new home when I sold our old one. I truly think this app is a game changing type of app.
Limited Support
Mon Jun 20 2022 🧍♂️ AviI’ve been a Yotta user since they partnered with Graham Stephan. Their support is very hard to get in touch with for sensitive issues or bugs. Even during business hours, their phone line will go to voicemail. When they do respond to your email or chat, it’s almost always a canned response like “We cannot offer you [x] product. I hope you understand we cannot disclose Yotta’s specific criteria and tools used to determine account eligibility and services.” which doesn’t make sense if they had actually taken a look at my account. Yotta also has some odd bugs like one which support confirmed in which “it looks like someone on our backend triggered your request for a [x] card, our team is working to fix this bug.”
If you don’t encounter any KYC problems, bugs, or other issues and don’t need to work with Yotta support, you’ll have a pretty good experience with Yotta. Yotta earns 1.5% APY on average with the standard buckets and 4% APY on average with the crypto buckets. The ticket and lucky swipe experience is something no other bank offers. With the Fed fund rate right now, you might find other high yield checking and savings options that offer similar rates like Current (4% APY Savings) and SoFi (1.25% APY Checking) and better customer service.
Locked my account for who knows how long
Mon Jun 02 2025 GfgjddgjysgyI’ve been playing this game pretty decently and putting money in here and there probably around 200$. I then went on a decent streak and I have 1114$ in there now. When I go to cash it out it’s saying my account is locked and I verified my card again, this is after I’ve already cashed out twice. So I know they know my account and my card is good but then all of a sudden my account is locked? I’ve put multiple messages in asking for it to be fixed and nothing in return yet. Was really enjoying this game. I’m just really hoping they don’t try and rob me of all that money. (Update) today I go to open the app and they unlocked my account! I’m able to play again and have access to my funds. Just a little scary, probably won’t let my money get this high again. But at least I know there is someone in customer support who can help still. It just took them like 2-3 days to unlock it. They still have my girlfriend’s account locked so hopefully they are able to fix that too.
I love this app
Mon Mar 07 2022 RevenueRiahI just got my first free purchase today, so I am here to finally say I love this app. I’ve been having fun with it for months with the weekly lottery tickets and the incentives they have make you use the card to deposit and spend. It makes spending and saving both fun as you always feel like you’re getting something either way. Whether it’s extra tickets or the chance for a free purchase. I came to the app to save and ended up having a better mindset around and about money. The app has its bugs sometimes and things can be improved but you can see they are getting there and working on it. I love this app for changing peoples minds around money spending and saving. Still keep your main bank and just transfer into Yotta as it feels good to save or as it feels good to move money over there to make a purchase. I’m on a money manifesting journey recently and Yotta I can clearly see has helped with my money beliefs. Thank you. When I used to spend money on anything I felt like I was losing. Now even if I spend I win!
Interesting and fun concept for casual personal finance
Tue Aug 16 2022 LessConvenientThanAnyOtherThe concept of lottery to encourage personal savings is a fun add to the basic checking and savings product. The potential for a higher return than traditional products tied to savings and transactions you are already making seems like a win-win for you and the background institutions. Be aware of FDIC coverage and risks for some offered products. Additionally I would be cautious of keeping significant savings in seemingly safe accounts (open an FDIC savings/checking and end up in a non-FDIC blockchain backed product seeking higher yield). In short, Yotta is a great idea to make boring savings and checking products more interesting but the app makes it very easy - it constantly encourages a user - to switch to non FDIC products. Of course that is up to the user. I do wonder about the efficacy of a company trying to encourage personal savings via a lottery system that encourages users to abandon FDIC coverage all so that (I assume) the sponsor company can make more money itself. Don’t get me wrong, I like Yotta! It is fun.
It’s not fun anymore
Wed Mar 27 2024 SindeezeeWhen I signed up for Yotta I was excited to check my tickets and I was winning a tiny little something almost everyday. You earn 1 ticket for every $25 you have in savings and I had saved enough to play 50 plus tickets every night. Then one night I opened Yotta as usual and was shocked that I only had 1 ticket. They don’t make it clear as to why they took your saved tickets but that’s like stealing imo. I don’t enjoy playing anymore. With 99 numbers and only 1 ticket, the odds of winning are slim to none. Before they robbed me of my tickets, if I made a purchase with my Yotta debit card I would get a surprise box with tickets to play one time in the next drawing. I loved opening the boxes and seeing how many tickets I won. I used my Yotta debit card for everything so I could earn boxes. Now I don’t use it because I only get these worthless tokens to play their stupid little games. Those games clutter the app and make navigating the site more difficult than it already is.
I transferred my money into a high yield savings account and
stopped my direct deposit. I will be closing my account when I know I can withdraw ALL my money. I read from another Yotta user that you can’t withdraw your funds from interest until it reaches $50.
Pretty upset seeing people only joining this month and already winning more than I ever have
Mon Jul 22 2024 Moonchild2244It really burns to see someone just join this month or the end of last and all of sudden they hit 200$ up to 20,000$ ive have me this app for months and the only thing I can play is the Yotta ball and I try really really hard at games and everything I spend a lot of time and money I have never received any payment higher than 1.40 I think and I’ve only one 3 times one being 25 cents and the other 50 cents that’s it. So Yotta can ya help ya girl out?? I feel like I’ve taken a beating over here I’ve even shared it with everyone I possibly know as well. I feel like hitting a decent amount enough for me to treat my two daughters and my husband that just beat cancer to something nice for once everything’s been really crappy lately stuck with medical bills and they aren’t stopping anytime soon we as a family as a unit need and deserve a little something so we can just get away for a weekend my kids and husband have never been to the beach and I want to take them to where I first met the beach and my God it was breathtaking!
Stole all my money
Thu Aug 01 2024 MeBig1993This problem is in addition to the other issues people are having with Yotta withdrawals. I purchased “Yotta cash” on sale to try out their new system, giving them the benefit of the doubt. I chose to use $1 per day, fire and forget kind of thing, just to see if my 20 tickets would get me anything. I logged in today to learn that all of my Yotta cash, as well as all unredeemed winnings (anything I had won from the lottery over the last 3 months) had been confiscated from my account! I am beyond angry and dissatisfied, I am a victim of theft. This app is trash. Customer support will not give me my money back. AVOID AVOID AVOID!! The business practices this app employs convinces me that the company is run by scum and degenerates. I want my money back. Do not download this app, do NOT give them your money, you will never see it again.
UPDATE- support@yotta has confirmed that I will not receive my money back since I had not logged in for 31 days. You know, just like how at your local bank, if they don’t see you for the month of July, all of your funds legally belong to the branch manager? I totally forgot about that completely honest business practice that all reputable financial institutions engage in. Unbelievable!!
